These terms govern your access to and use of the Ledgerfolk website. By using this site, you agree to these terms.
Last updated: June 1, 2026By accessing or using Ledgerfolk, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of the site.
All content on Ledgerfolk, including articles, calculators, graphics and branding, is the property of Ledgerfolk or its licensors unless otherwise noted. You may share links to our content. You may not republish, reproduce, or redistribute substantial portions of our content without prior written permission.
Content published on Ledgerfolk is provided for general informational and educational purposes only. It does not constitute financial, legal, tax, or investment advice, and should not be relied upon as a substitute for consultation with a licensed professional. See our financial disclaimer for further detail.
Our calculators provide estimates based on the figures you enter and standard published formulas. They do not account for every variable that may apply to your specific situation and should not be treated as a final quote, offer, or guarantee from any lender, insurer, or financial institution.
Use of this site does not create an advisory, fiduciary, or professional relationship between you and Ledgerfolk.
Our site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party site, and inclusion of a link does not imply endorsement.
Ledgerfolk and its contributors are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on its content.
We may revise these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Questions about these terms can be directed to us via our contact page.